Therapy Fees & Insurance, Thunder Bay

BELMIND THERAPEIA · THUNDER BAY, ONTARIO

Therapy Fees
& Insurance.

Understanding the cost of therapy should be simple. At BelMind Therapeia, we believe in being transparent about our fees and helping you understand your coverage before you begin.

Explore our fees ↗ Book a free consultation ↗

OUR SERVICES & FEES

Know what to expect.

We want you to feel comfortable making decisions about your care. Here’s a straightforward look at our therapy fees.

01 / GETTING STARTED

Initial Consultation

FREE
15 minutes · Telephone

A brief conversation with a therapist to discuss what brings you to therapy, ask questions, and explore how we can help. You are welcome to book consultations with more than one therapist before deciding how to proceed. No commitment required.

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02 / PERSONAL SUPPORT

Individual Therapy

$180
Per session · In person or virtual

Individual psychotherapy tailored to your needs, experiences and goals. Our therapists support a wide range of concerns, including anxiety, depression, trauma, grief, stress and life transitions.

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03 / RELATIONSHIPS

Couples Therapy

$200
Per session · Total fee for the couple

A space for you and your partner to understand recurring patterns, improve communication, work through difficulties and strengthen your relationship.

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Individual sessions within couples therapy

Individual meetings conducted as part of couples therapy are billed at the couples therapy rate of $200 per session.

EXTENDED HEALTH BENEFITS

Your benefits may cover the cost of therapy.

Many extended health insurance plans provide coverage for psychotherapy and counselling services delivered by Registered Social Workers and Registered Psychotherapists. Coverage depends on your specific plan, including the professional designation covered, annual limits and reimbursement arrangements.

01

Check your coverage

Confirm that your plan covers services provided by a Registered Social Worker (RSW) or Registered Psychotherapist (RP). You can also ask about annual limits and whether couples therapy is included.

02

Direct billing, where available

We offer direct billing to eligible insurance providers wherever available, so you may not have to pay the full session fee upfront.

03

Receipts for reimbursement

If direct billing is unavailable, we can provide a receipt for you to submit to your insurance provider. We encourage you to confirm your coverage before your first appointment.

FIRST NATIONS & INUIT MENTAL HEALTH BENEFITS

NIHB counselling coverage.

BelMind Therapeia offers direct billing through the Non Insured Health Benefits (NIHB) program for eligible First Nations and Inuit clients.

Eligible mental health counselling services may be covered through NIHB, subject to program eligibility and applicable authorization requirements.

Learn more about NIHB ↗

We’re here to help you get started.

Our team can help you understand the process, answer questions about coverage and arrange the necessary billing documentation.

FREQUENTLY ASKED QUESTIONS

A few things you might be wondering.

We’ve answered some common questions about therapy fees and insurance. If there’s anything else you’d like to know, you’re welcome to get in touch.

How much does therapy cost at BelMind Therapeia?
Individual therapy costs $180 per session, and couples therapy costs $200 per session. The couples therapy fee is the total fee, not a charge per partner. We also offer a free 15 minute initial consultation.
Is psychotherapy covered by OHIP?
Private psychotherapy at BelMind Therapeia is generally not covered by OHIP. However, extended health insurance or specific benefit programs may cover some or all of your sessions.
How do I know whether my insurance covers therapy?
Check whether your plan covers services provided by a Registered Social Worker (RSW) or Registered Psychotherapist (RP). You can also confirm your annual coverage limit, whether a referral is required, and whether couples therapy is included if applicable.
Do I need to pay upfront?
If your insurance plan supports direct billing and your claim is eligible, we can submit it directly. You may be responsible for any amount that your insurance does not cover.
What if my couples therapist recommends an individual session?
Individual meetings that remain part of your couples therapy treatment plan are billed at $200 per session, even if only one partner attends.
Do you offer NIHB direct billing?
Yes. BelMind Therapeia offers direct billing through NIHB for eligible clients and covered counselling services. Our team can help you understand the required information and billing process. Coverage is subject to NIHB eligibility and program requirements.
What is your cancellation policy?
We ask for at least 24 hours’ notice if you need to cancel or reschedule. Late cancellations and missed appointments may be subject to a fee, as outlined in your therapy agreement.
Can I speak with a therapist before paying for a session?
Absolutely. We offer a free 15 minute telephone consultation. You can explain what you are looking for, ask questions about therapy, and discuss the next steps before booking a full appointment.

READY TO BEGIN?

A conversation is a good place to start.

Choose a therapist, ask your questions, and take the next step when you are ready. We offer in person appointments in Thunder Bay and virtual therapy across Ontario.

Book your free consultation ↗